How to Keep Your Benefits Safe When Working
Understanding how working affects SSI and SSDI is important. This session will explore the differences between these two programs and explain the work incentives and protections built into each, so you can make informed choices without risking your benefits.
We’ll walk you through key rules and safety nets that let you work while keeping the support you need.
In this session, we’ll cover:
• The difference between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)
• How you can work and keep benefits, depending on which program you’re in
• What the Substantial Gainful Activity (SGA) limit means for your income
• How Impairment-Related Work Expenses (IRWEs) can help reduce countable income
• A breakdown of the work incentive phases for SSDI, including the Trial Work Period
• Steps to take if you’re thinking about working or returning to work